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23+ New Wedding Insurance Travelers : Lindsay Payne, ACSR | Avery Hall Insurance MD & DE / This applies whether you are traveling for fun or taking a business trip to another area.. Because life sometimes gets in the way of vacations. This applies whether you are traveling for fun or taking a business trip to another area. The unexpected can happen during your highly anticipated travel plans. Because life sometimes gets in the way of vacations. Deciding if travel insurance is worth it depends on whether your trip is refundable, where you're going and how much coverage you get from your credit card.